Retail  
 
 
Rates & Charges
 
Financing
   
  ›  Personal Financing-i
  ›  Home Financing-i
 
Deposit
   
  ›  Savings Accounts-i
 
  Basic Savings Account-i
  Mudharabah Savings Account-i
  Mudharabah Junior Savings Account-i
  ›  Current Account-i
  ›  Foreign Currency Account-i
  ›  General Investment Account-i
   
 
      Corporate & Institutional
    Banking
 
      Investment Banking  
      Treasury  
Retail
 
Financing

Personal Financing-i

Need short term financing, advance or cash for your personal use such as renovating your home, furthering your studies, holidays, your wedding needs, for any purposes or even to settle your outstanding bills, credit card bills and current personal facility? Worry no more! We can finance your short-term needs with monthly payments as low as RM9.90 per day. This personal financing facility will be offered under the approved Shariah contract of Tawarruq (commodity murabahah).
 
Features & Benefits

No Collateral / Guarantor required
No penalty for early settlement
Margin of financing up to five (5) times of monthly salary
Minimum financing amount of RM12,500 up to RM150,000
Flexible payment tenure up to 5 years
 
Affordable monthly installment
Financing
Amount (RM)
Monthly Installment
2 Years

3 Years

4 Years
5 Years
12,500
15,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
90,000
100,000
110,000
120,000
130,000
140,000
150,000
610
732
975
1,463
1,950
2,438
2,925
3,413
3,900
4,388
4,875
5,363
5,850
6,338
6,825
7,313
436
523
698
1,046
1,395
1,744
2,092
2,441
2,789
3,138
3,487
3,835
4,184
4,532
4,881
5,230
349
419
559
838
1,117
1,396
1,675
1,955
2,234
2,513
2,792
3,071
3,350
3,630
3,909
4,188
297
357
475
713
950
1,188
1,425
1,663
1,900
2,138
2,375
2,613
2,850
3,088
3,325
3,563

 

 
 
Eligibility

Malaysian citizen only
Age between 25 to 55 years old
Minimum annual income of RM 30,000
 
Required Documentation


A copy of MyKad identity card (Malaysian/Permanent Resident).

A copy of latest 3 months pay slips